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Child SIPP

It’s natural to want to provide for your child financially. Here’s how we can help.

Child SIPPs at a glance



A tax-advantaged way to save for your child’s later life.

Invest up to $3,600 this tax year (you pay $2,880 and we claim $720 tax relief for you).

Child gets control at 18 but can’t access their savings until later in life (late 50s).

No Capital Gains tax.

No tax on income generated in the SIPP.

IMPORTANT! Read the SIPP Key Facts and our Charges Guide for all the details and before you make up your mind if our Child SIPP Account is right for you. You might also want to read our pensions section.

Important information


Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested.

Before you choose a SIPP, make sure you understand its aims and risks.

A SIPP requires active management and investment expertise. You should make sure you review your investments regularly.

All investments carry an element of risk which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice.

Laws and tax rules may change in the future without notice. The information here is our understanding in April 2018. This information takes no account of your personal circumstances which may have an impact on tax treatment.



Why Trustmortgagefinance for your Child SIPP?

Account fees that don’t grow with your investment.

Save regularly from $50 a month.

Stop, start and change your payments whenever you like.

24/7 access to manage your Junior ISA online.

Over 4,000 investments to choose from.

Is a Child SIPP right for your child?

This might seem a very odd thing to think about today on the school run or a play date. But an early start to long term savings could give your child more financial flexibility in later life and the potential for a more comfortable retirement. If this is a priority for you, consider a Child SIPP Account.



Important information


Please read our SIPP Key Facts before deciding whether a Child SIPP is right for you and your child.



Three easy steps to open a Junior ISA

Decide how much you want to invest.

Go to the Investing Hub to research your investment choices.

Apply online now.